Protecting students during University activities
Griffith’s insurance program protects students when they perform work integrated learning (WIL), work experience (WEX), community placement, field activities, and study and research work. It also covers students attending events connected with the University.
Study, Research and Field work
Any student doing research, study, or field work connected with the University is covered by the University Public Liability Policy. The cover includes both undergraduate and postgraduate students. It protects students from legal actions that may result from activity directly associated with the research or study. Students are also protected by Griffith’s Personal Accident insurance.
Postgraduate, PhD and Honours students may be covered for the use of University vehicles if approved by their supervisor. For more detail, please refer to the approved users in the Motor Vehicle Policy.
What’s not covered?
The university insurance policies do not extend to the use of or incidents involving private motor vehicles. If students use a private vehicle when doing study, research, fieldwork or other work off campus, it is up to the owner of the vehicle to insure it for damage and damage caused to other vehicles or property.
Undergraduate use of motor vehicles
Undergraduate students are not covered to drive University vehicles. For more detail, please refer to the approved users in the Motor Vehicle Policy.
For personal accident claims, no cover is provided for the ‘Medicare Gap’. This is the difference between the medical fee and the amount refunded by Medicare. The Health Insurance Act states that no insurer is permitted to cover this cost.
Griffith and its staff and students are insured against claims of medical malpractice associated with University activities. The cover includes a student practitioner undertaking a practical clinical experience as part of the academic accreditation of the University. In this circumstance before treatment, the patient must be informed that treatment is to be provided by a student who is under the direct supervision or express instruction of a qualified practitioner.
What’s not covered?
This excludes clinical or drug trials which are covered under a separate policy. You need to seek specific approval prior to starting any trial. Please contact the Insurance Office on email@example.com to discuss coverage for your proposed trial.
Making a claim
- For travel, student personal accident, and non-student Griffith sport accidents, download the relevant claim form and follow the instructions (these may vary depending on the type of claim).
- Gather all the required documentation. The Insurance Office can assist if you need help.
- Submit the claim form and all supporting documentation directly to our insurer using the email address on the claim form.